Easily buy Bitcoins, Ethereum and Litecoin using your credit card (Visa or Mastercard).
After you signup you have to upload a few documents (Examples: Drivers license, Utility bill, selfie, etc..)
After you upload your documents you will need to add your credit card information and even take a selfie holding your credit card. After they will charge a small fee (usually under a dollar) on your credit card, you will need to check your online statement or recent transactions history in order to supply this number to them (it's usually 2 digits, Example: 0.24)
After you funded your account using your credit card, you could buy Bitcoins and send them to your favorite lending program. To join CEX.io click on the following link: CEX.io